LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.

The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.

Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management.

About the team

You'lljoin LHV Bank's Retail Banking team, a cross-functional group of iOS, Android and Backend engineers working alongside Product and Design to build the app customers use to manage their money: accounts, cards, payments, savings, deposits, and onboarding/KYC. The Android codebase is modular and Kotlin-first, organised into independent core and feature modules.

About the role

We'rehiring a Senior Android Engineer to take a leading technical role on the app.You'llown meaningful feature areas end to end, raise the bar on code quality and architecture, and mentor engineers across the team.You'llwork closely with product, design, and backend engineering to ship features that are secure, fast, and genuinely good to use.There'salso theoptionto contribute to our Kotlin backend-for-frontend (BFF), for engineers who want exposure across the stack.

What you'll work on

• Design, build, and maintain features across our Android app, from UI in Compose through to networking and data layers.
• Drive architectural decisions for the modules you own and write or review ADRs for significant changes.
• Improve app performance, stability, and startup/runtime metrics . Use best practices in observability to investigate and resolve production issues.
• Review code and mentor other engineers, with particular focus on architecture, testing, and Compose best practices.
• Contribute to the CI/CD pipeline, build tooling, and test strategy (unit, screenshot, and instrumented tests).
• Work directly with product managers, designers, and backend engineers to shape features from spec to release.
• Optionally pick up work on our Kotlin BFF, if you want to build depth on the backend side too.

Our stack

• Kotlin -first , Jetpack Compose -native
• Coroutines + Flow for fast, reactive UX
• Ktor powering app networking and our Kotlin BFF
• Git-based CI/CD

What we're looking for

• Significant production Android experience, with strong, hands‑on Kotlin skills.
• Solid experience with Jetpack Compose and modern declarative UI patterns.
• Comfort with coroutines/Flow for asynchronous and reactive code.
• Experience with a DI framework and modular app architecture (MVVM/MVI).
• Experience connecting Android apps to backend services via REST/networking libraries ( Ktor , Retrofit, or similar).
• A track record of writing tested, maintainable code, and reviewing others' code constructively.
• Awareness of mobile security best practices, given we're a regulated bank handling financial data.
• Strong communication skills and comfort working directly with product and design.

Nice to have

• Experience in fintech, banking, or another regulated industry.
• Experience with screenshot/visual regression testing.
• Familiarity with using AI coding assistants (Claude Code, Copilot, etc.) as part of a professional workflow.
• Experience mentoring engineers or leading technical initiatives.

Why LHV Bank

We'rebuilding a digital bank from the ground up, which meansyou'renotmaintainingsomeone else's decade-old stack.You'llown what you build, work with a team that cares about doing engineering properly, and see your code reach customers fast, not stuck behind six months of process.

Some of our benefits (only applicable to UK based roles not Internship programmes)

• Competitive salary &lots of opportunities to learn, grow and progress professionally.
• Open and inclusive culture.
• Fantastic offices and great working environment.
• Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)
• Life assurance – 4 x salary.
• Income protection insurance – 75%
• 28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year.
• Swappublic/bank holidays each year for alternative days that align with your personal, cultural, or religious observances.
• Enhanced family friendly and family forming policies.
• Access to a wide range of retail discounts .
• Team Socials.

LHV CANDIDATE PRIVACY NOTICE

1. INTRODUCTION AND SCOPE

We, LHV Bank Limited, with our registered office at 1 Angel Court, London, EC2R 7HJ are the relevant data controller responsible for your personal data. We are registered with the Information Commissioner's Office. This Candidate Privacy Notice explains how we and our Group companies collect, use, and protect your personal data during the course of the application and recruitment process.

2. WHAT PERSONAL DATA DO WE COLLECT?

Personal data means information which identifies you and relates to you as an individual. As your prospective employer, we will collect, use and store your personal data for a wide variety of reasons in connection with the application and recruitment process. We have set out below the main categories of candidate personal data which we process in connection with our recruiting activities on a day to day basis:

• personal contact information (including your name, home address, personal telephone number(s) and personal e-mail address);
• work history and other relevant experience including information contained in your CV, cover letter or job application form;
• education information including degrees awarded, transcripts and other information provided in support of the job application;
• information collected during phone screenings and interviews;
• information gathered during psychometric assessments, including reports generated from your responses, including insights into personality traits, cognitive abilities, and behavioural preferences;
• details regarding the type of employment sought, desired salary, willingness to relocate, job preferences, and other information related to compensation and benefits;
• reference information and information received from background checks (where applicable) including information provided by third parties;
• information related to previous applications to us or previous employment history with us;
• documents evidencing your right to work (including information about your immigration status where relevant);
• date of birth;
• gender; and
• information gathered through our monitoring of our IT systems, building access records and CCTV recording in relation to your communications with us and attendance at our premises.

3. REFERENCES AND VETTING

We may need to carry out background checks in relation to the following as applicable:

• Credit references/financial check;
• Professional registrations/memberships and/or qualifications check;
• Right to work and immigration status check; and
• References from previous employers.

4. HOW WE USE YOUR PERSONAL DATA

LHV Bank Limited uses your personal data for a variety of purposes in order to take steps necessary to enter into an employment contract with you, to comply with our legal obligations or otherwise in pursuit of our legitimate business interests . We have set out below the main purposes for which candidate personal data is processed:

• to identify and evaluate job applicants, including psychometric testing, assessing skills, qualifications and experience;
• verifying candidate information and carrying out employment, background and reference checks, where applicable and in order to prevent fraud;
• communicating with you about the recruitment process and your application;
• to comply with our legal, regulatory, or other corporate governance requirements; and
• for the purposes of conducting data analytics to review and better understand the operation of our recruitment processes.

In addition to using your personal data to consider you for the role you applied for, we will retain and process your personal data to inform you about and to consider you for other roles that may be appropriate for you. If you do not want us to consider you for other roles which we consider may be appropriate for you, please inform your HR contact.

Again, this list is not exhaustive and we may undertake additional processing of personal data in line with the purposes set out above. LHV Bank Limited will update this Notice from time to time to reflect any notable changes in the purposes for which its processes your personal data.

5. WHAT SPECIAL CATEGORIES OF PERSONAL DATA DO WE PROCESS?

Certain categories of data are considered "special categories of personal data" and are subject to additional safeguards. We may need to process special category data as part of the application and recruitment process .

We limit the special categories of personal data which we process as follows:

We may process information about a candidate's physical or mental health in compliance with our obligations owed to disabled employees and to consider whether we need to provide adjustments during the recruitment process.

We will always treat information about health as confidential and it will only be shared internally where there is a specific and legitimate purpose to do so. We have implemented appropriate physical, technical, and organisational security measures designed to secure your personal data against accidental loss and unauthorised access, use, alteration, or disclosure.

If a candidate is successful, any health information processed as part of the recruitment process that is relevant to our compliance with our obligations in connection with employment will be retained and processed in accordance with the Employee and Contractor Privacy Notice.

If a candidate is unsuccessful, any health information obtained as part of recruitment process will be deleted with the rest of the candidate's personal data within 12 months of their rejection.

Given the nature of our business, we ask successful candidates who have accepted a conditional offer of employment to disclose their criminal record history and we carry out criminal record checks as part of our background vetting process and in compliance with our obligations in connection with employment.

We will always treat criminal record history as confidential and it will only be shared internally where there is a specific and legitimate purpose to do so. We have implemented appropriate physical, technical, and organizational security measures designed to secure your personal data against accidental loss, unauthorized access, use, alteration, or disclosure.

Criminal record information will be deleted once the recruitment process has been completed, subject to any exceptional circumstances and/or to comply with particular laws or regulations. Criminal record information will typically be retained for a maximum of 6 months, although the outcome of any check will remain on the employee's record.

LHV Bank Limited is committed to providing equal opportunities for employment and progression to all of its employees and from time to time it will process information relating to ethnic origin, race, nationality, sexual orientation and disability, alongside information relating to gender and age, for the purposes of equal opportunities monitoring.

We have implemented appropriate physical, technical, and organizational security measures designed to secure your personal data against accidental loss, unauthorized access, use, alteration, or disclosure. In addition, this monitoring will always take place in accordance with appropriate safeguards as required under applicable law, including:

• the provision of information relating to ethnic origin, race, nationality, sexual orientation and disability for the purposes of monitoring will be voluntary and processed for this purpose only with your consent;
• wherever possible, the monitoring will be conducted on the basis of using anonymised data so individual candidates cannot be identified;
• the information processed for monitoring purposes will be maintained separately from general management and HR records.

6. WHEN DO WE SHARE YOUR PERSONAL DATA?

We will share personal data with other parties only in limited circumstances in order to take steps necessary to enter into the employment contract or where necessary to comply with a legal obligation or otherwise in pursuit of our legitimate business interests as follows: